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Some people in politics want everything to be black and white. "Big bad government, the government little good" and similar slogans were a focal point crying at town hall meetings and elections. Sound bites are practical ways to get a point across, but no help when s' acts more complex issues. On the face of it, we seem about to fall into recession. To try to avoid this double dip, the Fed announced plans to buy 400 billion U.S. dollars in bonds long-term government. He tries to bring down interest rates long.
While the Fed is trying to act in September sees the political passivity in Washington trying (again). This time, the House refused to support the government until 'in mid-November. If this does not pass the 30th September, the government closed. As if we do not need further evidence of policy failure...
Replace the "business as usual" shingle outside the Capitol should not distract us from reality every day trying to keep life together in business. Yes, the Fed may try to keep interest rates low in the long term, but with many banks own funds, there is little or no money to lend, even those good security companies. All growth is to be funded, organic - that is the assumption that we have to survive under control. This means using every cent of income in the most efficient. Of course, this means deciding which strategies are most effective. At this point, we must recognize a loss. We believe that small businesses do better when employees are positive reasons. Note that we said "positively" motivated. This is not the fear of unemployment. Any boss can intimidate and try to extract every last drop last effort of the people. We believe that staff are more willing to go the extra mile if there is a mixture of encouragement and confidence.
Whatever you think about the politics of Affordable Care Act, small businesses have a great chance to enjoy. Tax from 2010, there is a tax credit of up to 35% of small business insurance costs. In 2014, it is 50%. You are eligible if you are under 25 full-time employees earning less than $ 50,000. Put this into context, the Small Business Administration expects that means that about 80% of small businesses in the United States are eligible. It seems that there are gaps in information. Less than half of small businesses in a recent study were aware of the credit.
So you now have the chance to win the loyalty of your employees. More importantly, with access to preventive medical care or to one or more bases at the beginning of the path of a disease, you will keep your key employees fitter and healthier. They will be back to work sooner after illness. Talk to your business insurance for small and accounting on how you can benefit from this tax.
One of the ways you can lift a burden from the shoulders of an employee is to provide a health plan. With more than 50 million Americans without health insurance or access to Medicaid, there is a constant fear of the disease in the family. Give some comfort and is more loyal staff.
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